The Are You Kidding Me Insurance Post

 

        9 December 2025

        My child-- a professional business owner who works hard---now has to choose between insurance and rent. 

        Why?

        Their insurance cost increased 3X this month. 

        They are not being provided with better insurance. It is not more inclusive--like adding coverage for hospital stays or ambulance. Nope. It's just the usual baseline--you get a doctor on paper, but it's unlikley you can get an appoinment. And if you do, there is a 50/50 chance the receptionist will turn you away due to a clerical error and still charge you the "no show" fee. 

         If this is news to you, you are richer than we are. And fortunate. Congratulations on your wealth and good looks. 

         The rest of us have had this happen.

        DPS has unilaterally decided that the district no longer offers Kaiser as an option for us. 

        They did not ask us. They did not ask the union.

        There are literally thousands of teachers on Kaiser, who are being thrown to the capitalist wolves of United Health care or something called something out of Utah. Nobody asked us what we preferred, and we have to use district insurance options as the cost of the exchanges outpaces our cost of living by 4X.

        Both United Health and Whoever In Utah are Insurance COMPANIES who are BROKERS. So they take your money and pass you off to Centra Health or another "health agency" and fuck you if none of their physicans are taking new patients. Enjoy paying for insurance you cannot use.

         Again: they did this BEHIND OUR BACKS. Just threw us off our insurance, forcing us to bow to an inferior and cheaper company because somebody at the district is getting a kickback that Kaiser refused to also offer.

        You know that's what happened.

        And if you don't, you're lying because you're part of the problem or you're an infant.